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Credit Information - Truths VS Myths by Dewey Kearney
Credit Information - it's one of the major search phrases typed into Google and Yahoo every day. Do you know your credit score facts? Or do you think you know them? We hear the words credit and credit report used every day and most people would tell you that they understand how credit ...  Full Article
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Here Are 10 Ways To Improve Your Credit Score by Dewey Kearney
How do you improve your credit score? That's the question we see every day on blogs and places like Yahoo.Answers. We respond as openly and honestly as we can to these questions, but the truth is there are several steps involved and a whole lot of waiting. Here are 10 ways that you can improve your... Full Article
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How To Properly Manage Credit Cards by Dewey Kearney
Everyone knows that a credit card is a necessity in our modern times. Have you ever tried to rent a car without one? I have and had to put a $250 deposit down, what a hassle - what if you don't have the $250 to spare? If you use a credit card properly they are a blessing, used incorrectly they ...  Full Article
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How To Reduce Those Credit Card Bills by Dewey Kearney
Having a credit card seems to have become as necessary as having good water to drink. It is impossible to make on-line purchases, reserve a rental car, or an airline ticket without one. Our little pieces of plastic have become a way of life with most of us and we often overspend without giving ...  Full Article
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How To Reduce Those Credit Card Bills by Dewey Kearney
Having a credit card seems to have become as necessary as having good water to drink. It is impossible to make on-line purchases, reserve a rental car, or an airline ticket without one. Our little pieces of plastic have become a way of life with most of us and we often overspend without giving ...  Full Article
Views: 0; Rating: N/A; Article Word Count: 479; Article Characters Count: 2590
Avoiding College Credit Card Traps by James H. Dimmitt
Congratulations college freshman! You're about to embark on one of the most exciting times of your life. By now your parents, siblings, and friends have offered you all kinds of advice on how to make your transition to college smoother - how to get along with your roommate, what classes to take... Full Article
Views: 407; Rating: N/A; Article Word Count: 555; Article Characters Count: 3079
Bad Credit Credit Cards by Blake Hendrickson
Chances are you've gotten your share of offers like this in the mail Bad Credit Credit Card, Bad Credit Visa Cards and Credit Cards for People With Bad Credit. Re-establish your credit with a bad credit credit card, credit cards for people with bad credit or pre-approved Visa cards regardless of ... Full Article
Views: 145; Rating: N/A; Article Word Count: 428; Article Characters Count: 2510
Bailiffs & Council Tax - Knowing What To Do by Michael Sherriff
This article is about bailiffs who may call trying to collect Council Tax or Community Charge (Poll Tax) arrears. If a bailiff has contacted you to collect another sort of debt the law might be different. Council Tax and Poll Tax are usually collected by private firms of bailiffs on behalf ... Full Article
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Bank Robbery Growing In U.S. by Ron Coleman
Bank robbery has grown to become a huge problem in the United States but I am not talking about people robbing banks. I am talking about banks robbing people. Here are some tips on how you can avoid being ripped off by your bank. Avoid The Plastic Banks want you to believe you... Full Article
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Cash Back vs. Rewards Credit Cards by Joseph Kenny
Ah, the sweet rewards of using credit! Not only do you get immediate gratification with the buy now-pay later plastic, but now, many credit cards offer rewards and incentives for using their card to make purchases. You can get cash back, or gift cards, or reward points' that you can spend ... Full Article
Views: 64; Rating: N/A; Article Word Count: 552; Article Characters Count: 3102
Credit Suicide by Genesis Font
Few things influence the home buying process more than your credit. I like how Clark Howard refers to the three credit repositories as, "the three screw-ups." There is some validity to that, and hopefully recent legislation will help clean up many of the inaccuracies. Regardless, lenders need a ... Full Article
Views: 158; Rating: 5.0; Article Word Count: 478; Article Characters Count: 2573
Cutting Credit Card Costs by Ana Ribero
What are the APRs charged by the credit cards in your wallet? If you are paying more than 12% interest on any of them, you are probably paying too much. The prime rate is currently in the single digits, so credit card companies that charge above 13% APR are overcharging. If you have good credit, ... Full Article
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Harassment of People in Debt by Creditors by Michael Sherriff
Harassment Harassment of people in debt by creditors or their agents is a criminal offence under the Administration of Justice Act 1970. It is often difficult to know what to do when you feel a creditor is not dealing with your account fairly. In order for you to identify what activities by... Full Article
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How to Deal with Hire Purchase Debt by Michael Sherriff
WHAT IS HIRE PURCHASE/CONDITIONAL SALE? Although people often talk about "buying on HP", Hire Purchase Agreements are quite unusual these days. Cars are the most usual goods sold under Hire Purchase or Conditional Sale Agreements. With Hire Purchase and Conditional Sale Agreements, you do ... Full Article
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Inflexible Friends and Plastic Assets, Why Money isn't Buying Love Anymore by Rachel Lane
Consumers reject financial advice in favour of financial frivolity It would appear that even though their "friends" aren't as flexible as they used to be, consumers are still stretching their credit cards beyond the comfort zone. The vicious circle of debt manipulation involving banks... Full Article
Views: 468; Rating: N/A; Article Word Count: 594; Article Characters Count: 3587
Tackling Bad Credit by James Taylor
The first time I heard the term credit history was when I approached a lender for a secured loan. Being a first timer I was completely ignorant of the procedure and didn't even know that a credit record of our transactions is prepared by some credit reference agencies. Thanks to the ... Full Article
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Understanding the Function of Credit by Sheldon Smith
What is Credit? Credit is the backbone and the engine behind the workings of the economy. Credit simply allows individuals and companies to borrow funds in good faith and pay it back over a specified time frame. Lenders base their decisions on who they should lend to by using your credit ... Full Article
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Understanding Your Credit Score by Jeremy Zongker
When you apply for credit one of the first things almost all credit officers do is check your credit score. Although not all of those officers explained to us what a credit score is, we are all rated according to it and the offers we receive were all dependent on that score. This is why ... Full Article
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What Does Your Credit Say About You? by LeAndra Martin
A credit report is more than just a snapshot of your financial picture; it can assist credit grantors in determining your overall risk factor. Additionally, lenders, credit grantors, and even human resource departments often use it as a tool to determine a person's character. When applying ... Full Article
Views: 76; Rating: N/A; Article Word Count: 452; Article Characters Count: 2654
Why Is It important. by Linton Gentles
Your credit is the most important thing you have other than your breathe. There are three types of people in this world. There are those who have excellent credit. Those who have OK credit and those who have bad or no credit. Yes each of the above individuals has there own trials to deal with... Full Article
Views: 75; Rating: N/A; Article Word Count: 462; Article Characters Count: 2412
Why Some People Never Have Problems With Credit Bureaus by James Printon1
Credit bureaus watch all of us all of the time. If we simply turned over our homeland security to the credit bureaus we would have a huge staff dedicated to stopping terrorists rather than finding out whether we have a handle on asset management or not. Of course what I am saying is ... Full Article
Views: 313; Rating: N/A; Article Word Count: 419; Article Characters Count: 2290
10 Ways To Protect Your Financial Identity Being Used For Someone Else's Shopping Spree by BZ Riger-Hull
Someone impersonating you could be spending your hard-earned money. Impossible! Not really, check, loan, and identity fraud are a real problem. In 2002, the federal trade commission estimated that identity fraud affected and estimated 3.3 million Americans; costing consumers $3.8 billion ... Full Article
Views: 389; Rating: N/A; Article Word Count: 682; Article Characters Count: 3840
A Debt Mentality by Rich Toops
While working through my own debt situation, and helping others resolve their life issues regarding debt and credit, it never ceases to amaze me how similar the life stories are and how profound is the effect of debt on the way a person thinks about life, irregardless of how much money they have ... Full Article
Views: 93; Rating: 5.0; Article Word Count: 468; Article Characters Count: 2484
Avoiding ID Theft and Credit Fraud by Eve Abbott
Article excerpted from the new book, "How to Do Space Age Work with a Stone Age Brain" TM copyright 2004, all rights reserved, by Eve Abbott, the Organizer Extraordinaire Each year billions of dollars in credit fraud is perpetrated on unsuspecting citizens. With so much personal information... Full Article
Views: 460; Rating: N/A; Article Word Count: 536; Article Characters Count: 3070
Bankruptcy Myths Busted by Tim S
The average American knows very little about bankruptcy. Most people probably are aware of bankruptcy's ability to dissolve debt and give the debtor a fresh start. Some of the information you might have heard is correct, but some is not. The purpose of this article is to dispel some of the most ... Full Article
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Building Business Credit by Gerri Detweiler
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your business and actually getting it can be two different things. One company recently ... Full Article
Views: 83; Rating: N/A; Article Word Count: 657; Article Characters Count: 3854
Building Your Credit History by Jeremy Zongker
Today, credit is an indispensable part of our lives. In order to get the things you need, such as a home or a car, you have to apply for a credit. But you cannot get a credit without having a credit history, and you cannot get a good quality credit without having a good credit history. So, it is ... Full Article
Views: 174; Rating: N/A; Article Word Count: 757; Article Characters Count: 4115
Credit Card Is Adding The Silver Lining To Your Pocket by Janet Williams
In the new millennium plastic money or credit cards has rendered a new zing factor to your pocket. This has not only made you economically more flexible but subsequently added glamour to your financial image as well. No more bulging out hip pockets with excess of liquid cash. Instead, the slimmer... Full Article
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Credit Cards by Christopher Cooper
Credit cards are a form of unsecured credit. The issuer is extending you a line of credit, usually tacking on all sorts of little surprises in the fine print. This type of credit is probably the most commonly used. If you have a great credit rating, you're probably bombarded with offers ... Full Article
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Credit Cards - The Top 3 Things You Need To Know by Karin Loftist
Today there are so many different credit cards available, student prepaid, low interest cards etc. that it has becomes a real hassle to find the right one that will suit your needs. This is the reason why we at online-creditcheck provide you with necessary information which can help you in... Full Article
Views: 347; Rating: N/A; Article Word Count: 422; Article Characters Count: 2234

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